Free min 5 year guarantee
On beds, mattresses & furniture
280,000+ reviews
0% APR interest free credit
On orders over £500
buy now pay later

Flexible Finance for Your Dream Bed

✔ 9.9% Interest Bearing Credit

  • ✔ No Deposit
  • ✔ £300 Minimum Spend
  • ✔ Apply Online
  • ✔ 9.9% APR Representative

  • ✔ 48 month term

  • ✔ Only available to UK residents over 18, subject to terms and conditions, minimum spend applies.

  • ✔Payments from as little as £7.53/ month

Chose the right option for you, either our Interest Free Credit option, or Interest Bearing Credit, with Interest Bearing Credit you can;
 

  • ✔ Spread the cost over 48 months

  • ✔ Minimum spend of £300

  • ✔ Your monthly instalments start 28 days after the delivery of your goods

  • ✔ Apply within the check out by clicking on the V12 Finance Option

 

 
Cash Price Amount of Deposit Total Amount of Credit Loan Term Annual Rate of Interest (Fixed) Monthly Repayment Representative APR% Total Cost of Credit Total Amount Payable
£500 £0 £500 48 5.13% £12.55 9.9% £102.40 £602.40
£750 £0 £750 48 5.13% £18.83 9.9% £153.84 £903.84
£1,000 £0 £1,000 48 5.13% £25.11 9.9% £205.28 £1,205.28
£1,250 £0 £1,250 48 5.13% £31.39 9.9% £256.72 £1,506.72
£1,500 £0 £1,500 48 5.13% £37.67 9.9% £307.92 £1,807.92
£2,000 £0 £2,000 48 5.13% £50.22 9.9% £410.56 £2,410.56
£2,500 £0 £2,500 48 5.13% £62.78 9.9% £513.20 £3,013.20
£3,000 £0 £3,000 48 5.13% £75.33 9.9% £615.84 £3,615.84
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Who can apply?

To be eligible to apply for finance you must:

✔ Be at least 18 years of age

✔ Have been a UK resident for at least 3 years

✔ Have a debit or credit card in your name, registered to your address in order to cover deposit (if applicable)

✔ Have a Bank or Building Society current account available (you’ll need this in order to complete direct debit instruction)

✔ Be in regular employment* including self-employment, or in a permanent residence with your spouse/partner who is in regular employment, or be receiving a pension or a disability benefit

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How to apply online?

 

Simply select ‘V12 finance’ as your payment method in the checkout. With all finance offers subject to acceptance.

 

✔ Previous address if you’ve lived in your current home for less than 3 years

 

✔ Bank details (bank details, sort code and account number)

✔ Email address and contact telephone number

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Who provides finance online?

It’s no surprise we are one of the fastest growing names in retail finance, we work with over 2,000 retailers, from national high street names to independent stores. We’ve used our expertise and intelligent technology to develop a retail finance offer which can flex with your individual business needs and deliver a great customer experience. www.v12retailfinance.com​

 

✔ UK based since 2003​​

✔ Leading online lender in the UK​

✔ Over 10 years of online finance experience​​

 

 T&C’s apply, exclusions and minimum spend applies. Zero deposit. 9.9% APR representative. Credit subject to age and status. Bensons for Beds is a credit broker and not a lender and can introduce you to a panel of lenders instore and online. The Representative example illustrated above is for purchases made online with our provider V12.

 

interest free finance

Interest free finance

faqs

FAQs

Can’t find what you are looking for?​

need help

Need help?

We are here to help. Call us on 0808 144 6160,
email us enquiries@bensonsforbeds.co.uk

Alternatively contact V12 Finance on
02920 468 900