Flexible Finance for Your Dream Bed
✔ 9.9% Interest Bearing Credit
- ✔ No Deposit
- ✔ £300 Minimum Spend
- ✔ Apply Online
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✔ 9.9% APR Representative
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✔ 48 month term
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✔ Only available to UK residents over 18, subject to terms and conditions, minimum spend applies.
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✔ Payments from as little as £7.53/ month
Choose the right option for you, either our Interest Free Credit option, or Interest Bearing Credit, with Interest Bearing Credit you can;
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✔ Spread the cost over 48 months
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✔ Minimum spend of £300
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✔ Your monthly instalments start 28 days after the delivery of your goods
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✔ Apply within the check out by clicking on the V12 Finance Option
Interest Bearing Credit Representative Example
| Cash Price | Amount of Deposit | Total Amount of Credit | Loan Term | Annual Rate of Interest (Fixed) | Monthly Repayment | Representative APR% | Total Cost of Credit | Total Amount Payable |
|---|---|---|---|---|---|---|---|---|
| £500 | £0 | £500 | 48 | 5.13% | £12.55 | 9.9% | £102.40 | £602.40 |
| £750 | £0 | £750 | 48 | 5.13% | £18.83 | 9.9% | £153.84 | £903.84 |
| £1,000 | £0 | £1,000 | 48 | 5.13% | £25.11 | 9.9% | £205.28 | £1,205.28 |
| £1,250 | £0 | £1,250 | 48 | 5.13% | £31.39 | 9.9% | £256.72 | £1,506.72 |
| £1,500 | £0 | £1,500 | 48 | 5.13% | £37.67 | 9.9% | £307.92 | £1,807.92 |
| £2,000 | £0 | £2,000 | 48 | 5.13% | £50.22 | 9.9% | £410.56 | £2,410.56 |
| £2,500 | £0 | £2,500 | 48 | 5.13% | £62.78 | 9.9% | £513.20 | £3,013.20 |
| £3,000 | £0 | £3,000 | 48 | 5.13% | £75.33 | 9.9% | £615.84 | £3,615.84 |
Who can apply?
To be eligible to apply for finance you must:
✔ Be at least 18 years of age
✔ Be in permanent paid employment, self-employed, homemaker, retired and receiving a pension, working student in part time work or in receipt of a disability benefit
✔Have been a resident in the UK or Jersey for at least 3 years
✔Have a debit or credit card in your name, which is registered to your address, to pay the deposit (where applicable)
✔Have a Bank or Building Society current account available (this is required to complete the direct debit instruction)
✔Have an email address to receive the important information throughout the application process, including your signed credit agreement
How to apply online?
Simply select ‘V12 finance’ as your payment method in the checkout. With all finance offers subject to acceptance.
✔ Previous address if you’ve lived in your current home for less than 3 years
✔ Bank details (bank details, sort code and account number)
✔ Email address and contact telephone number
Who provides finance online?
It’s no surprise we are one of the fastest growing names in retail finance, we work with over 2,000 retailers, from national high street names to independent stores. We’ve used our expertise and intelligent technology to develop a retail finance offer which can flex with your individual business needs and deliver a great customer experience. www.v12retailfinance.com
✔ UK based since 2003
✔ Leading online lender in the UK
✔ Over 10 years of online finance experience
T&C’s apply. Credit is provided subject to affordability, age and status. Minimum spend applies. Zero deposit. 9.9% APR representative. Bensons for Beds is a credit broker and not a lender and can introduce you to a panel of lenders instore and online. Not all products offered by Secure Trust Bank PLC are regulated by the Financial Conduct Authority. The Representative example illustrated above is for purchases made online with our provider V12.
Interest free finance
Need help?
We are here to help. Call us on 0808 144 6160,
email us enquiries@bensonsforbeds.co.uk
Alternatively contact V12 Finance on
02920 468 900